New Delhi, May 15 Housing and Urban Development Corporation Limited (HUDCO), Navratna Status PSU under the Ministry of Housing and Urban Affairs reported its highest-ever net profit of ₹4,034.37 crore in FY 2025–26, driven by robust growth in loan sanctions, disbursements and infrastructure financing activity.
HUDCO also recorded all-time highs in loan sanctions, loan disbursements and loan book size during the financial year, reinforcing its expanding role in India’s infrastructure and urban development push under the Viksit Bharat 2047 vision.
Loan sanctions cross ₹1.64 lakh crore
HUDCO’s loan sanctions jumped 29 per cent year-on-year to a record ₹1,64,757.79 crore in FY26, while loan disbursements rose 28 per cent to an all-time high of ₹51,194.21 crore.
The company’s loan book expanded 29 per cent to ₹1,60,724.30 crore, supported by strong asset quality and a sharp reduction in net NPAs to 0.05 per cent from 0.25 per cent in FY25.
Revenue from operations stood at ₹13,150.40 crore during the year, reflecting sustained operational growth and strong business momentum.
HUDCO also reported a 27 basis point reduction in its overall cost of borrowings and approved an annual borrowing plan of ₹70,000 crore.
Highest-ever dividend payout
The board approved a highest-ever total dividend payout of 60.50 per cent, translating to ₹6.05 per share, including a final dividend of ₹1.50 per share subject to shareholder approval.
CMD Sanjay Kulshrestha said the company achieved its FY26 market guidance of a ₹1.50 lakh crore loan book by the third quarter itself.
He added that HUDCO is continuing organisational reforms and market-driven initiatives to maintain growth momentum. Key measures include policy reforms, diversification of funding sources, issuance of its first-ever perpetual bonds, stressed asset resolution, ESG framework implementation, succession planning, ERP and e-office adoption, and stronger governance and financial controls.
Urban Invest Window launched
As part of its developmental initiatives, HUDCO launched the Urban Invest Window (UiWIN) to support Urban Local Bodies in planning and executing sustainable urban infrastructure projects, particularly in Tier-2 and Tier-3 cities.
The company has also expanded its lending portfolio by opening PPP financing across five sectors — roads, real estate, energy, airports and seaports — to strengthen support for India’s growing infrastructure requirements.
HUDCO said it will continue investing in capacity building, research and development, strategic partnerships and talent acquisition to drive long-term sustainable growth and create stakeholder value.
