New Delhi, Oct 18: India’s second-largest private lender, ICICI Bank, reported a 5.2% YoY increase in profit after tax (PAT) to Rs 12,359 crore for Q2 FY26.
Net interest income (NII) rose by 7.4% to Rs 21,529 crore, with a net interest margin of 4.30%. Profit before tax excluding treasury grew by 9.1% YoY to Rs 16,164 crore in the quarter.
Average deposits grew by 9.1% YoY to Rs 15,57,449 crore, with an average current account and savings account (CASA) ratio of 39.2% in Q2 2026. Core operating profit grew 6.5% YoY to Rs 17,078 crore in Q2FY26, compared to Rs 16,043 crore in the year-ago period.
The bank’s provisions (excluding tax) declined to Rs 914 crore in Q2FY26 from Rs 1,233 crore in Q2FY25 and Rs 1,815 crore in Q1FY26. The retail loan portfolio grew by 6.6% YoY and 2.6% sequentially, comprising 52.1% of the total loan portfolio by September end.
