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ICICI Bank reports 15 pc jump in Q1 profit, net interest income up over 10 pc

ICICI bank hikes minimum account balance for new customers

New Delhi, July 19 ICICI Bank’s consolidates net profit increased by 15% YoY to Rs 13,557.60 crore in Q1 FY26, compared to Rs 11,695.84 crore in Q1 FY25. The bank’s net income also surged by 10% YoY to Rs 7,306 crore YoY. Net interest income rose to Rs 21,635 crore in Q1 FY26 from Rs 19,553 crore a year ago.

The bank’s advances jumped to Rs 14.45 lakh crore in Q1 FY26 from 14.20 lakh crore QoQ and Rs 13.03 lakh crore YoY. Retail banking contributed Rs 40,458.10 crore to its overall revenue.

Total expenditure excluding provisions and contingencies sat at Rs 53,259.22 crore, up over Rs 4,000 crore YoY from Rs 49,192 crore in Q1 FY25. The bank saw an improvement in gross non-performing assets ratio to 1.67% as of June 30, 2025.