New Delhi, Oct 31 Housing and Urban Development Corporation Ltd. (HUDCO) has reported a robust performance
in the First Half of the Fiscal Year 2025 (H1FY25), showcasing record-breaking growth across key financial parameters.
Key highlights from HUDCO’s H1FY25 results include :
- Loan Sanctions: HUDCO achieved the highest-ever H1 loan sanctions, reaching ₹76,472
crore, marking an astounding Year-over-Year (YoY) growth of almost 10x compared to
H1FY24 (₹7,808 Crore). - Loan Disbursements: With the highest-ever H1 Loan Disbursements of ₹21,699 Crore,
HUDCO recorded an impressive almost 6x YoY growth from ₹3,723 Crore in H1FY24. - Profit After Tax (PAT): The company reported a PAT of ₹1,246.37 Crore in H1FY25, a
39% increase from ₹897.39 Crore in H1FY24, marking its highest-ever H1 profit. - Revenue from Operations: HUDCO recorded its highest-ever H1 Revenue from
Operations at ₹4,706.07 Crore in H1FY25, a 27% YoY increase from ₹3,706.41 Crore in
H1FY24. - Loan Book: The Loan Book stood at ₹1,11,068 Crore increased by 36% compared to
₹81,594 Crore in H1FY24. - Net Worth: HUDCO’s Net Worth saw a 9% growth, increasing to ₹17,124.35 Crore in
H1FY25 from ₹15,724.40 Crore in the same period last year. - Earnings Per Share (EPS): EPS increased by 39% YoY, reaching ₹6.23 from ₹4.48 in
H1FY24. - Market Capitalization: HUDCO’s market cap surged over 2.53 times within a year to
₹43741.52 Crore in H1FY25, reflecting investor confidence in the company’s growth
trajectory. - Asset Quality: HUDCO reported a significant improvement in asset quality, with Gross
NPAs reduced to 2.04% from 3.36% YoY and Net NPAs to 0.31% from 0.49% YoY,
positioning HUDCO as an industry leader in asset management. - Profitability Ratios: Return on Equity (RoE) improved significantly to 14.56% from
11.41% YoY, while Return on Assets (RoA) saw a positive trend, increasing to 2.40% in
H1FY25 from 2.20%.
HUDCO’s sustained focus on strategic initiatives, efficient loan management, and improved asset
quality has contributed to this strong financial performance, further solidifying its position in the
industry.